Southern California coastline at sunset

Independent escrow company · Irvine, Orange County

Orange County escrow,
simplified.

Open your escrow in under a minute. Dedicated personal service, live statement, paperless processing and top of line security — all in one place.

Licensed & Insured
CA DFPI Regulated
Experienced Escrow Officers
Enterprise-Grade Security

Why Cloud Escrow?

We combine decades of escrow expertise with modern technology.

Fast

Seamless process from opening to closing. No more faxing, mailing, or waiting.

Secure

Enterprise-grade encryption, full DFPI regulatory oversight, annual regulatory audit.

Tech-Forward

Real-time dashboards to keep you in the loop, and dedicated escrow officers to keep your transaction on track.

How it works

Three simple steps to open your escrow.

01

Upload Your RPA

Drop your purchase agreement — our AI reads and prefills your order.

02

Review & Confirm

Verify the details, make edits, and submit. Takes less than a minute.

03

You're Open

Get your escrow number, timeline, and assigned officer instantly.

An independent escrow company in Orange County

An escrow company holds the money and documents for your sale as a neutral third party. It follows written instructions from buyer and seller, and closes only when every condition is met. Read how escrow works or what escrow is.

Independent means we're not owned by any brokerage, lender or builder, so we work for the transaction, not for one side. As a DFPI-licensed escrow company (license 96DBO-80565), we're licensed and examined by the California Department of Financial Protection and Innovation.

Escrow fees at a glance

Seller

$0 escrow fee

+ $30 wire + $50 messenger ($80 total)

Other closing costs and service fees may apply.

Buyer

$300 + $3/$1,000

plus itemized fees

Refinance

$550 flat

No other Cloud Escrow fees

See full pricingEscrow fees in CaliforniaClosing cost calculator

Escrow questions

What does an escrow company do?

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An escrow company is a neutral third party. It holds the money and documents, follows written instructions from buyer and seller, and closes when every condition is met.

What is escrow?

How much does escrow cost in California?

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Escrow fees aren't set by law in California; each escrow company sets its own. At Cloud Escrow, sellers pay a $0 escrow fee, buyers pay $300 plus $3.00 per $1,000, and refinances are $550 flat. Other closing costs and service fees may apply.

Escrow fees in California

Who pays escrow fees in Southern California?

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Customarily the escrow fee is split between buyer and seller, but it's negotiable in the purchase agreement. With Cloud Escrow, the seller's escrow fee is $0. Other closing costs and service fees may apply.

Closing costs in California

How long does escrow take?

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A typical escrow takes 30 to 45 days, but it can range from a few days to several months.

How long does escrow take?

Is Cloud Escrow licensed?

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Yes. Cloud Escrow is an independent escrow company licensed by the California Department of Financial Protection and Innovation (DFPI), license 96DBO-80565.

California escrow law

Luxury California home

Trusted by top agents

"Very efficient and smooth process. Notary was exceptionally knowledgeable and handled everything professionally while answering all my questions. Highly recommend the service."

Simon H

Seller

"Extremely efficient and easy to follow. We were able to close in record speed with the tight timeline that was demanded."

Huy T

Seller

"When you need to deal with a difficult attorney in a Probate transaction, experience and professionalism is everything, and Cloud Escrow have the knowledge and tenacity to deal with that."

Mark Gonzales

Agent, Compass

5.0★ on Google — Read reviews

Orange County's independent escrow company

Cloud Escrow is headquartered in Irvine and closes escrows across Orange County — Irvine, Newport Beach, Costa Mesa, Huntington Beach, Anaheim, Santa Ana, Tustin, Mission Viejo, Ladera Ranch, and every city in between. We also serve Los Angeles, San Diego, and the Inland Empire, and we handle escrow anywhere in California. Licensed by the DFPI (#96DBO-80565) and independent of any brokerage, lender, or builder.

Ready to open your escrow?

Upload your RPA and instantly get your escrow number and assigned escrow officer.

Open Escrow Now